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Property Damage Claims in Florida Navigating the Law and the Benefits of Mediation

Introduction

Property damage claims in Florida can arise from a wide variety of causes, from natural disasters to everyday accidents. The legal process for resolving these claims can be complex and time-consuming. One approach to these claims that can be particularly effective is mediation, which offers a range of benefits over traditional litigation.

Property Damage Claims

Understanding Property Damage Claims in Florida:

Property damage claims in Florida can arise from various causes, including hurricanes, floods, fires, and everyday accidents. In most cases, the first step is to file a claim with your insurance company. Under Florida law, insurance companies are required to act in good faith and to pay out claims promptly and fairly. However, disputes can arise if the insurance company disputes the amount of the claim or denies the claim altogether.

You may need legal action to recover damages if your insurance claim is denied. The legal process for property damage claims in Florida can be complex, and it’s essential to work with an experienced attorney who understands the relevant laws and regulations.

Worker’s Compensation Claims

The Legal Framework for Property Damage Claims in Florida:

State and federal laws govern Florida’s legal framework for property damage claims. The most important is the Florida Insurance Code, which sets out insurance companies’ and policyholders’ rights and obligations. Under the code, insurance companies must act in good faith and pay out claims promptly and fairly.

In addition to the Insurance Code, several other laws and regulations can impact property damage claims in Florida. For example, Florida has a strict building code that governs the construction of buildings and other structures. However, if a property is damaged due to a building code violation, the responsible party may be liable for damages.

The Benefits of Mediation for Property Damage Claims:

Mediation is an alternative to traditional litigation that offers a range of benefits for property damage claims in Florida. Mediation involves a neutral third party, known as a mediator, who works with both parties to reach a mutually acceptable resolution to the dispute.

One of the primary benefits of mediation is that it can be faster and less expensive than traditional litigation. Because mediation is a voluntary process, both parties are typically more willing to negotiate in good faith, which can lead to a quicker resolution. In addition, mediation is generally less expensive than litigation, as there are no court fees or other legal expenses. 

Conclusion

Property damage claims in Florida can be complex and time-consuming, but a range of options are available for resolving disputes. Mediation is an alternative to traditional litigation that offers many benefits, including speed, cost-effectiveness, and greater control over the outcome of the dispute. Regardless of whether you are policyholder or the insurance carrier involved in the claim, working with skilled mediator with experience in this area of the law can increase your chances of achieving a fair satisfactory resolution to your property damage claim. Michael F. Tew has mediated numerous property damage claims, particularly those involving hurricane related damage in recent years, and also has a background in litigating these types of claims.

Choose Michael F. Tew Mediation Services at the Law Offices of Michael F. Tew, P.L.

If you are involved in a property damage claim in Florida, it’s important to work with an experienced mediator who is qualified to these types of claims and who will explore all available options for resolving the dispute. Michael F. Tew Mediation Services offers confidential and professional mediation services in person or through the ZOOM online platform to reach all areas of Florida. Contact Michael today at  239-418-0888 and experience the firm’s customized approach to address your specific needs!

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